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72% of people agree that darkangelz is cheerful

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Everyone has a different attitude towards money. Find out if yours needs reworking.

1. " I'm 100-Percent focused on saving"
If friends have been telling you to loosen up and have some fun, it could mean you're too stingy. Perharps ypu're afriad you won't be left with too much after indulging yourself? If that's the case, find ways to spend less on what you like. Hey, that's what discounts and prmotions are for. Take advantage!

2. "When i spend, i feel guilty!"
Make a list of loans you have to service and the bills you need to pay every month. Then set aside a sum for saving as well. With these amounts determined, you can be sure you won't go broke. No more guilt! When you have a clear idea of your financial health, there's no need to feel bad when you shop.

3. "Spend now. Worry later"
Do you behave like a financial ostrich, often burying your head and praying money problems will just disappear? The simplest solution is to leave your credit cards at home and go shopping with a fixed amount. Say NO to reckless charging.

4. "Money is meant to be spent!"
There is nothing wrong with enjoying life and treating yourself well, but don't have too much fun that you forget to set aside cash for emergencies and your future. Commit a sum into a financial plan like an endownment fund - that'll put some form of discipline on your savings.

-Above article taken from CLEO (March2006)

keke... anyway, i think i belong to the 3rd category... haha... yeah is time to change this bad habit! er... -_-" Hopefully i can change! hehe...

So... what is yours?

Happy Valentine's Day to everyone!!!

Finally i feel like updating this untouched blog... keke...

Anyway, had been real busy with work lately! Ot all day long and yesterday i reached home at around midnight! zzzz... Been editing loads of video, one of which is Stephanie Sun's videos... stress because client kinda demanding... However, boss says i did a good job for the first cut... Just that the client make too much changes till the final output is not quite the same like the first cut... Sobx... but still i am glad that my boss praises me for this... you know the feeling is like finally my hard work is being paid off... haha... still Tiring and stress too! But now, now is the time to rest! wahahaha... i will be having off days starting tml till 6th of Feb! woooo!~ haha...

New year coming and the mood is not quite right! Everything seems to be happening too fast for me to follow! Hrm... times just flies by very fast when you are working! No time for this and that! yeah... complains again... zzzz

Well, soon jan ending soon... feb coming... baby's bdae coming!!! Bryan's too... Valentine is coming soon too... and soon after is social night with baby... argh... bzbz... and one point to add on... broke once again...

you see, for a month's pay, half to my mum... the rest i keep... okie, sound ok right?! But wait... from the amount left, i have to split half for my transportation, food and bills... yeah... left not much... and then still have to save up some money ma... i have to remain poor in order to save the money... dun you think it sound so pathetic?! anyway, then what about some other expenses? Cant be the whole month i am not going to hang out with my friends ma? Going out means spending money... not to say about the extras thing you wish to buy and own but what about food? my point is once you are step outside, you will sure spend money, be it little or much!~ Sooooooo.... always broke! haiz...

So the extra things that i wish to own are in my wishy list and i achieve some le... keke... Just bought my canon ixus 55... kinda cool for a consumer camera... sleek! hehe... Gonna aim higher next time... maybe a SLR... haha... maybe like in five yrs time... Think only la... think only... zzz

Gotten my ipod nano and levis jeans... Love it to the max and will treasure it as much! hee...

One more point to add... this year is my 21st le... err.... dun think will be celebrating it... broke la... what can be the reason... so think simple simple can le... as long as i can spend time with family and friends can le... hahaha... Talking about 21st... suddenly i realised that i have many invitations from friends to bdae parties... some are just like long time no contact le and all of a sudden, an invitation come to your house! i just feel so weird about it... hrmmmm... when you are broke, you will tend to be stingy over spending on more stuffs... you get what i mean right?

Orh ya... jay's new song is nice also... and also the mtv! i just love the dance steps... haha.. huo yuan jia! it is the theme song for the movie "Fearless"... Jet li is acting in it... looks kinda cool for the thriller... and so going to catch it during CNY... woo... Jay's DVD is out le with all his 13mvs from Nov's chopin plus the new song "huo yuan jia" and his short clips about his hong kong concert! keke... it is EP + DVD! hahaha... gonna get it...

Not only jay, lee hom also has a new album named "gai shi ying xiong"... i esp love the song "kiss goodbye"... it is soooo nice with the him playing the piano... the lyrics too... argh... mesmerised! "da cheng xiao ai" and "hua tian cuo" also not bad! hee...

John stevens' album also out le but i esp attracted to the song "this love". it is actually a slower version of what maroon 5 had sang! Nice piano starting! It is a whole new feeling when you listen john stevens' version...  

haha... lately crazy over about some oldies... one song by andy lau - ÈçÊÇÄãÊÇÎҵĂ÷Õf. orh man, this is really oldies... but still as nice as ever... another one is �ˆÐÅÕÜ-ß^»ð. plus ͯ°²¸ñ_Ã÷ÌìÄãÊÇ·ñÒÀÈ»�ÛÎÒ ,  ôú£Õý_�ÛÎÒµÄÈ˺ÍÎÒ�ÛµÄÈË , ÌKÓÀ¿µ_ÎÒ²»ÊÇ�Ûß^¾ÍËãµÄÈË...

okok... long winded me... enough with all the songs recommendations... i think have to get back to slp le... if not panda... zzzz... nite ppl~

New song to recommend

GARY ( ²Ü¸ñ )
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